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EMPTY PROPERTY EXPOSURE CHECKER

How exposed is your empty property?

Ten quick questions. A clearer view of the gaps. Practical steps to help you look after the property.

  • See your exposure score instantly
  • Get priorities based on your answers
  • Download your checklist for free
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Your answers stay in this page unless you choose to send an enquiry.

How the scoring works ↗
Question 1 of 1010%

YOUR PROPERTY

What type of property is it?

Choose the closest match. No address is needed for the check.

Answer honestly. “Not sure” is fine.

Your result is free. Contact details are optional.

FROM A QUICK CHECK TO A CLEARER PLAN

Understand the gaps.
Choose the next step.

01

Check the controls

Think about physical access, inspections, alarm verification, response and condition.

02

See your priorities

Your answers produce a score and a short list of practical areas to address first.

03

Keep the result

Download or print your checklist. Ask for help if you want a property-specific plan.

OPEN SCORING METHOD

A score you can understand.

The questions cover common vacant-property control gaps. Armour assigns the points shown below; this is our practical framework, not a statistically validated risk model.

See the questions, weights and score bands +

Property type adds context and does not score. Nine questions contribute up to 100 points. More gaps or uncertainty add more points. A stronger answer reduces the relevant contribution.

Maximum contribution to the exposure index
AreaMaximum points
Length of vacancy10
Physical inspections15
Secure access points15
Intrusion detection and verification20
Response arrangements15
Known leaks or condition issues10
Utilities and maintenance plan5
External appearance, post and waste5
Keys and access oversight5

Bands: 0–24 lower exposure; 25–49 moderate; 50–74 high; 75–100 very high. These are index bands, not probabilities.

Critical-issue rules: an unsecured entrance sets a minimum score of 60. A known leak or serious unresolved damage sets a minimum of 40. Both together set a minimum of 75. The final score is the greater of the weighted points and the applicable minimum.

Uncertainty: “not sure” answers are scored conservatively and flagged so you know what to confirm. Weekly inspections are one scoring benchmark, not a universal insurance requirement. Your property or insurer may require a different frequency.

Version: 1.0. Published 7 November 2026. General guidance informed the questions; the weights, bands and critical-issue rules are authored by Armour and are not endorsed by the organisations linked below.

BEFORE YOU GET STARTED

A few useful answers.

Is the checker really free?+

Yes. You can complete the checker, see your result and download a checklist without giving your email address. Contact details are only needed if you choose to request a response from Armour.

Does the score predict a burglary?+

No. It highlights reported control gaps using the published points system. It does not use police crime data, property valuations or a statistical model to predict an incident.

What if I do not know an answer?+

Choose “not sure” where offered. The result flags uncertainty and gives it a conservative contribution. You can review and change your answers after checking the arrangements.

Can I use the result as evidence of insurance compliance?+

The result is a self-check, not an inspection record or confirmation of cover. Check the actual requirements with the responsible insurer or broker and keep the records they require.

Will you receive my answers automatically?+

No. The calculation happens in this page. Your contact details and selected answers are sent only when you choose to submit an enquiry. Sharing the tool link does not share your answers.

Useful for someone else?

Share the free checker with a landlord, agent or property team. No result or contact details are included in the link.

WHEN YOU WANT HELP ON THE GROUND

Bring the checks and the
response plan together.

Explore Armour’s vacant property inspections and monitored video verification options.

Explore vacant property inspections ↗

A free tool from Armour Security. Assessment version 1.0. Your circumstances may change; review the arrangements when they do.